You can take advantage of our Easy Personal Loans even if you have little or no equity in your home. Many of our plans allow you to borrow up to 110%, 115% or even 125% of your property value and still take advantage of some of the very best rates available. This gives you considerably more borrowing power when compared to the typical bank loan where you cannot typically borrow more than 95% of your property value. You can see the difference this makes from the example below:

 
Our Loan
Typical Bank Loan
Assume your property is worth
£100,000
£100,000
Maximum borrowing %
125%
95%
Maximum borrowing limit
£125,000
£95,000
Less existing mortgage
£80,000
£80,000
Maximum loan available
£45,000
£15,000
Your extra borrowing power
£30,000

For further details, apply on-line straight away.



LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS
AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable