We unconditionally offer the following guarantees: You are under no obligation whatsoever No salesmen will call at your home There are no up front fees or costs to pay* You can cancel at any time up to completion If you cancel, there are no costs or penalties          * = Applicants for a mortgage may be required to pay the cost of a valuation prior to offer

LOANS SECURED ON YOUR HOME THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable