YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. The content of this website and the products and services featured are only available to residents of the United Kingdom aged over 18 and are subject to status. Loans may be secured on your property. By accessing and using this website you are agreeing to our Conditions of Use and Privacy statement. Telephone calls may be recorded for training and security purposes. Easy Personal Loans are processed by Central Capital. Central Capital is a member of the Finance Industry Standards Association (FISA) and subscribes to their Code of Conduct. Central Capital is a licensed credit broker under the Consumer Credit Act 1974. Central Capital is a wholly owned subsidiary of Central Trust PLC. Registered Office: PO Box 186, 1 Le Marchant Street, St Peter Port, Guernsey, GY1 4HP. Registered in Guernsey 37613 Copyright © Central Capital. All rights reserved. This privacy statement covers the site www.aaaloans.co.uk. Because this web site wants to demonstrate it's commitment to our users' privacy, it has agreed to disclose it's information practices. 1. What personally identifiable information Central Capital collects. 2. What personally identifiable information third parties collect through the Web site. 3.What organization collects the information. 4. How Central Capital uses the information. 5. With whom Central Capital may share user information. 6.What choices are available to users regarding collection, use and distribution of the information. 7.What types of security procedures are in place to protect the loss, misuse or alteration of information under Central Capital control. 8.How users can correct any inaccuracies in the information. If users have questions or concerns regarding this statement, they should first contact the Webmaster by emailing webmaster@aaaloans.co.uk. Central Capital is the sole owner of the information collected on www.easy-personal-loans.co.uk Central Capital collects information from our users at several different points on our site. Application Form. We request information from the user on our application form. A user must provide contact information (such as name, email address, home address etc) and in some cases, financial information (such as loan amounts, outstanding credit balances etc). This information is used in consideration of your loan application. We use the information to contact you regarding your application. We store information that we collect through cookies, log files, clear gif's, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users. We do not share your profile or personally identifiable information with any third party outside of the Central Trust PLC Group of Companies. A full list of companies is available from us on request. Cookies A cookie is a piece of data stored on the users computer tied to information about the user. We use session ID cookies only. For the session ID cookie, once users close the browser, the cookie simply terminates. By setting a cookie on our site, we allocate each visitor a Unique Reference which follows them throughout the site. This Unique Reference is logged along with referring domain information and just your email address only in the event you make a loan application. If you do not make a loan application, only your referring domain information is stored. Log Files. Like most standard web site servers, we use log files. The includes internet protocol (IP) addresses, browser type, internet service provider(ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyse trends, administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc are not linked to personally identifiable information. Clear Gifs (Web beacons/Web bugs). On occasion, we employ a software technology called clear gifs that help us monitor the effectiveness on certain marketing and advertising which we do across the internet. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users. Special Offers and Updates. We send all new subscribers to our mailing list a welcome email. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users, we present the option to not receive these communications. Please see the Choice and Opt-out sections. Service Announcements. On rare occasions, it might be necessary to send out a strictly service related announcement. These communications will not be promotional in nature, and will relate strictly to any important service announcement which we have to make, for example, server downtime. Customer Service. We communicate with customers on a regular basis to provide requested services and information relating to their loan application. We reply via email, phone or in writing in accordance with the users wishes. Due to the nature of the loan application process it might be a requirement to contact you by telephone or by writing to you, and we will advise you if this is so. Legal Disclaimer. Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our web site. Aggregate Information. We do not share aggregated information with our partners and advertisers. Third Party Advertisers. Central Capital shares web site usage information about users with a reputable third party for the purpose of targeting our Internet banner advertisements across the internet. The information we may share with them is not personally identifiable in any way to any of our users. Choice/Opt-out. Our users are given the opportunity to "opt-out" of having their information used for purposes not directly related to our site at the point where we ask for information. For example, our application form has an "opt-out" mechanism so users who apply for a loan from us, but don't want any marketing material, can keep their email address off our lists. Users who no longer wish to receive any communications or promotional marketing information from us, may opt-out of receiving these communication by replying to unsubscribe in the subject line in the email, or email us at unsubscribe@easy-personal-loans.co.uk. Links. This web site may contain links to other sites from time to time. Please be aware that we, Central Capital, are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site. Surveys. From time to time, our site requests information from users via surveys. Participation in these surveys is completely voluntary and the user therefore has a choice whether or not to disclose this information. The requested information will be completely anonymous and will not require any form of personally identifiable information. In order for this website to properly fulfill it's obligation to users, it is necessary for us to supplement the information we receive with information from 3rd party sources. Credit Check. For example, to determine if we can offer a loan to an applicant, we use their personally identifiable information to request a credit report. Full details of this process is disclosed on our application form and no credit check will be undertaken without a users consent. If we decide to change our privacy policy, we will post those changes to this privacy statement and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected. If however, we are going to use users personally indentifiable information in a manner different from that stated at the time of collection, we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. However, if users have opted out of all communication with the site, then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our web site notifying users of the change. In some cases where we post a notice we will also email users, who have opted to receive communications from us, notifying them of the changes in our privacy practices. If users have any questions or suggestions regarding our privacy policy, please contact us at: Phone: 01923 651000 Fax: 01923 651298 Postal address for UK correspondence: 4th Floor, Melton House, 65-67 Clarendon Road, Watford, WD17 1BL.

LOANS SECURED ON YOUR HOME THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable