As long as you are under 60 years old you can select to insure your loan payment against the risk that you are unable to make your loan repayments because of (normally) accident, sickness or redundancy (for employed clients) or hospitalisation (for self employed clients). We strongly recommend that you take out this insurance. You can select to cover both yourself and your partner (if they are working). With the cutbacks in benefits announced by successive governments you can no longer rely on the state to support you and this insurance covers the majority of eventualities that may cause clients to get into difficulties. What's more the cost is not expensive and is included in your loan repayment. Most of us insure all our major expenditures such as our house and car so in our view it makes sense to insure your loan for the peace of mind it gives you. An accident or sickness can happen to anyone at anytime. Make sure if it happens to you that you and your family are protected. Also there are no medical forms to fill in or medical examinations to attend. And if you are unlucky enough that you need to make a claim then after a qualifying period the insurance company will pay the lender direct to make things as easy as possible for you at what might be a diffficult time. For further details apply on-line straight away.

LOANS SECURED ON YOUR HOME THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable