An increasingly popular trend is for clients to select a flexible loan. The principal attraction of a flexible loan is that you can make extra capital repayments and therefore pay the loan off earlier without being penalised as long as you maintain your contracted monthly payments.

This option tends to be selected by clients who receive their income in irregular large lumps eg bonuses or who are anticipating one or more windfalls eg from an inheritance.

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LOANS SECURED ON YOUR HOME
THINK CAREFULLY BEFORE SECURING OTHER DEBTS
AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 12.8% APR Typical Variable